Many organizations offer tuition benefits to eligible employees. We encourage you to have an open conversation with your supervisor about the benefits of employee sponsorship for our EMBA NYC program.

For more information, including tips on how to prepare for this conversation, visit our sponsorship page.

There are a limited number of small and partial merit-based scholarships for the Executive MBA NYC program. Scholarships are granted at the discretion of the admissions committee. You do not need to apply to these scholarships separately — you will be considered for them as part of your application for admission.

The Executive MBA NYC program participates in the Post-9/11 GI Bill® Yellow Ribbon Program. This program is available to veterans of the U.S. Armed Forces who are eligible for 100% of the Post-9/11 GI Bill®. The EMBA Metro NY program will contribute up to $30,500 annually in scholarship support, and the U.S. Department of Veterans Affairs will provide up to $30,500 in additional matching funds.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the official U.S. government website.

You may borrow up to a maximum of $20,500 each academic year through a Federal Direct Unsubsidized loan. Remaining tuition costs (less any merit-based scholarships or employer sponsorship) can be borrowed through a Federal Direct Grad PLUS Loan, which does not have an annual limit. The Grad PLUS loan requires a credit check, and borrowers must not have an adverse credit history. The credit check is conducted by the Department of Education after your loan request has been processed by Johnson’s Office of Financial Aid. Interest rates and terms and conditions for federal loan programs can be found on the U.S. Department of Education website.

Cornell University does not offer need-based aid or scholarship support for graduate or professional students. EMBA NYC students typically pay for their education with private or federal loans. The loan programs outlined below are available regardless of financial need.

Private loans may be borrowed in place of federal student loan programs and are available directly from various private lending institutions. Interest rates vary based on fixed and variable rate offerings and the borrower’s credit history and credit score. Loan amounts are limited to the published total cost of attendance, as determined by the educational institution, less any other loans, employer sponsorship or merit scholarships you receive. There are also cumulative borrowing limits, which may affect the amount you qualify to borrow.

A significant amount of your student loan applications will require a credit check; therefore, is imperative that you establish and maintain a positive credit record. You can review your credit report annually using the free Annual Credit Report service.

Finding and reporting student loans
Cornell does not recommend any lenders. You are encouraged to compare lenders and loan terms to select the loan that best fits your needs. You may visit the Johnson School’s FASTChoice web tool to view a list of lenders students have used in the past. This interactive database provides loan counseling and basic information about borrowing from private lenders. You must apply directly to the specific lender you are considering. You are free to select any lender, including those not presented through FASTChoice.

Refer to the charts below as you are applying for federal loans each academic year you are enrolled in the Executive MBA NYC program.

Billing schedule per academic year

*You may borrow up to a maximum of $20,500 each academic year through a Federal Direct Unsubsidized loan.

Tuition and living allowance: 2026-2027

Federal student loans are available to U.S. citizens and U.S. permanent residents. You may borrow up to the cost of tuition plus estimated educational related expenses. You will need to apply for federal loans each academic year, which includes two terms: fall and spring.

To be considered for federal student loans, you must have accepted your offer of admission to the EMBA NYC program, completed the FAFSA, and submitted Johnson’s federal loan request form, as outlined below.

How to apply for federal student loans

1. Complete the required Free Application for Federal Student Aid (FAFSA) using the FAFSA code 002711 for Cornell University.
2. Complete the Federal Graduate PLUS Loan Application.

Loan award notifications are emailed to your Cornell University email account. All financial aid (loans and merit-based scholarships) will be applied as a pending aid credit until the aid source can be disbursed each term.

Once your federal student loans have been processed, you will need to sign Master Promissory Notes (MPNs) and take the required entrance counseling here. Make sure to complete a separate MPN for each type of federal loan you intend to borrow.